User Levels & XP Curve

The Bini App has 30 user levels. Each level requires a cumulative XP threshold and unlocks a higher USBI entitlement.

Level table

Level	XP required	USBI entitlement	Total USBI (incl. welcome grant)	Stage
1	0	0	1,000	Start
2	2,000,000	200	1,200
3	7,000,000	700	1,700
4	18,000,000	1,800	2,800
5	50,000,000	5,000	6,000	Early active
6	75,000,000	7,500	8,500
7	105,000,000	10,500	11,500
8	140,000,000	14,000	15,000
9	180,000,000	18,000	19,000
10	230,000,000	23,000	24,000	All lessons max
11	264,000,000	26,400	27,400
12	298,000,000	29,800	30,800
13	332,000,000	33,200	34,200
14	366,000,000	36,600	37,600
15	400,000,000	40,000	41,000	DEX regular
16	440,000,000	44,000	45,000
17	480,000,000	48,000	49,000
18	520,000,000	52,000	53,000
19	560,000,000	56,000	57,000
20	600,000,000	60,000	61,000	Strong active
21	640,000,000	64,000	65,000
22	680,000,000	68,000	69,000
23	720,000,000	72,000	73,000
24	760,000,000	76,000	77,000
25	800,000,000	80,000	81,000	Power user
26	840,000,000	84,000	85,000
27	880,000,000	88,000	89,000
28	920,000,000	92,000	93,000
29	960,000,000	96,000	97,000
30	1,000,000,000	100,000	101,000	Genesis (max)

How XP is earned

1 CRS spent  =  1 XP earned

Any CRS spend generates XP — lesson upgrades, USBI bridge, skins, lottery, spawn fees, boost. There is no exception. XP is cumulative and never decreases. See XP Formula.

How USBI entitlement is derived

usbi_entitlement = floor(total_xp / 10,000)

Capped at 100,000 USBI at Level 30 (1,000,000,000 XP). The “Total USBI” column adds the 1,000 USBI welcome grant every user receives at signup. Maximum theoretical USBI per user = 101,000. See USBI Formula.

Important — lessons alone don’t max you

Maxing all 30 lessons to L10 costs 230,000,000 CRS, putting you at Level 10 with 24,000 USBI. To reach Level 30, you need to spend the remaining ~770M CRS through other sinks: bridges, skins, lottery, Agent Token spawn, boost. See Lessons for the full lesson cost curve.

Time to level — simulation

Two passive scenarios with no skin/lottery spend:

Scenario	Lessons maxed	Reach Level 30
2 claims/day, no referrals	Day 109	Day 352
3 claims/day, no referrals	Day 91	Day 292
2 claims/day, 100 active refs	Day 90	Day 316
2 claims/day, 500 active refs (capped at 500K CRS/day)	Day 88	Day 297

See Simulation for full cohort projections.

XP Formula

1 CRS spent = 1 XP earned

USBI Formula

floor(XP / 10,000), capped at 100,000

Lessons

Cost & bonus curves for the 30 lessons

Bini App: Levels

Level 30 milestones from Seed to Genesis

Overview

Progression

Bridges

Token mechanics

Reference

Level table

How XP is earned

How USBI entitlement is derived

Important — lessons alone don’t max you

Time to level — simulation

XP Formula

USBI Formula

Lessons

Bini App: Levels

​Level table

​How XP is earned

​How USBI entitlement is derived

​Important — lessons alone don’t max you

​Time to level — simulation

​Related

XP Formula

USBI Formula

Lessons

Bini App: Levels

Level table

How XP is earned

How USBI entitlement is derived

Important — lessons alone don’t max you

Time to level — simulation

Related